New Indie Beauty & Bodywork Annual Policy

1 1 Policy options

2 2 Additional insureds

3 3 Payment, Review & Submit

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Additional insureds

When you add a person^†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Beauty & Bodywork Additional Insured #{[{ $index + 1}]}(+$15.00)

Additional insured's name

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Additional insured's type

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Additional insured's email

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Please enter valid email address

Email should not be the same as the policy's holder email

Minimum length required

Please only use the additional insured email and do NOT use the policy’s holder email

(If an email is not provided no certificate will be sent to the event. You will be responsible for providing the certificate to the additional insured/event.)

Additional insured's street address

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Additional insured's address line 2

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Additional insured's city

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Additional insured's state

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Additional insured's zip code

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Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

Switch to annual

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Credit Card

[selected]

Credit card information

Payment profile

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Card number

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.

Expiration month

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Expiration year

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CVV

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Billing zip code

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Use this card later

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Auto renew

Enroll to EZ-Renew

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

Order summary

Policy Holder Edit

, ,

Email:

Mobile number:

Mailing Address is the Same as the Physical Address

Mailing Address:

, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew

Edit Enroll

Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage. I acknowledge that I reject the automatic renewal option and take sole responsibility for manually completing the renewal process through my client dashboard.

Indie Beauty & Bodywork Annual Policy

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

Edit

General & professional liability limits

General & Professional Liability Aggregate	$3,000,000
Products & Completed Operations Aggregate	$3,000,000
Personal & Advertising Injury	Included
Each Occurrence	$2,000,000
Damage to Premises Rented to you	$300,000

Additional limits

Inland Marine / Business Personal Property	$2,000
Deductible	$100

Policy Holder Business Information

Edit

Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

IBN Membership

Edit

Do you have a current IBN membership?

Do you offer any fitness training, such as personal training, yoga instruction, Crossfit, or dance instruction?

Are you a fitness trainer, or a dance teacher/instructor?

Are you currently certified by any professional association(s) or school(s)?

Please fill in the box with the association(s) you have a certification with:

Do you provide any training outside your certification?

Do you have your clients complete a health history form?

Do you have clients who are under the age of 10?

Do you comply with all state and local government regulations?

Do you manufacture, alter, or package any diet aids, vitamins, supplements, or any other nutritional products?

Are you a Certified Athletic Trainer or coach who is affiliated with any organized sports or athletic team(s)?

Claim History

Edit

Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?

Are you aware of any incident(s) that may result in a claim?

Have you ever been involved in any legal disputes relating to the operations of your company?

Have you ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Terms & Conditions

Edit

Excluded Coverages

Assault and Battery
Abuse

Molestation
Harassment or Sexual Conduct

Excluded Practices

Training or application of micro-pigmentation, Black Henna
Body piercing or permanent body art
Laser treatments
Surgical hair removal, hair implanting or hair transplanting
Acupuncture
Any procedure that punctures the skin
Psychological or related treatment therapy
The use of electrical or mechanical apparatus or device for massage therapy, including electric massage chair or vibration machines
The use of any appliance, apparatus or device employing x-ray, electrical rays, radio waves or electronic waves
Suntan beds or suntan booths
The use of inversion tables
Sale, service or application of wigs or toupees
Removal or any attempt to remove warts, moles, or skin growths
Ultrasonic cavitation machines
Aqua therapy
Skin needling
Electrolysis
Cupping
Ear candling/coning
Hypnosis
Pole dancing, pole fitness, or exotic exercise
Microblading
Body branding
Endermologie
Flower essence or herbal therapy
Gua sha
Aerial yoga
Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
Any operation that requires a medical license
Diagnosing or failure to diagnose any disease or medical condition
Manipulations or adjustments of the human skeletal structure
The use of any product developed with or containing human stem cells or stem cell media
Cryotherapy

Note: If you provide ANY of the above services, you are still eligible to purchase the policy, but those above services will be excluded in your coverage.

Check this box confirming you understand the above modalities and services are excluded in this policy

By checking this box, you certify that you are at least 18 years of age

By checking this box I accept the Terms & Conditions

I agree to the following email, phone and electronic delivery statement

Please check this box confirming you understand this policy is designed to cover only ONE technician/professional. If you are a Corporation or LLC, this policy will only cover the owner/operator of the company.

Additional Insureds

Edit

Unlimited Additional Insureds

Additional Insureds

{[{ ai.name }]}

Employees

Edit

{[{ employee.firstName }]} {[{ employee.lastName }]}

+ {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit

{[{ contractor.firstName }]} {[{ contractor.lastName }]}

+ {[{ optionalCoverage.independentContractorPrice|currency }]}

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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and our team will contact you within 48 hours to complete your quote.

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Monthly Annual

You have selected a monthly payment plan. This is how much you will pay per month.

You have selected an annual payment plan. This is how much you will pay annually.

Order total

Indie Beauty & Bodywork Annual Policy

Policy Endorsements

Additional insureds

Unlimited

Cancel unlimited AIs

Coverage for Employees

Coverage for Independent Contractors

Loading... ^$

monthly

annually

monthly

^{DUE TODAY:} ^{(downpayment)}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

Aggregate Claims-Made Liability Coverages Limit of Insurance	$100,000
Privacy and Network Security	$100,000
Regulatory Fines and Penalties	$100,000
Ransom Payment	$10,000
Cyber Deception	$10,000
Deductible	$1,000

Policy effective dates

Policy options

General & professional liability limits

Additional limits

Account setup

Policy holder information

Physical Address

Mailing address

Business information

IBN Membership

Claim History

Terms & Conditions

Excluded Coverages

Excluded Practices

Additional insureds

Beauty & Bodywork Additional Insured #{[{ $index + 1}]}(+$15.00)Remove

Payment information

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

Order summary

Policy Holder Edit

Payment Information Edit

Indie Beauty & Bodywork Annual Policy

General & professional liability limits

Additional limits

Policy Holder Business Information

IBN Membership

Claim History

Terms & Conditions

Excluded Coverages

Excluded Practices

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Sign Here

Beauty & Bodywork Additional Insured #{[{ $index + 1}]}(+$15.00)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}