New Indie Artists and Crafters Annual Policy

1 1 Policy options

2 2 Additional insureds

3 3 Payment, Review & Submit

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Additional insureds

When you add a person^†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Artists and Crafters Additional Insured #{[{ $index + 1}]}(+$0.00)

Additional insured's name

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Additional insured's type

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Additional insured's email

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Please enter valid email address

Email should not be the same as the policy's holder email

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Please only use the additional insured email and do NOT use the policy’s holder email

(If an email is not provided no certificate will be sent to the event. You will be responsible for providing the certificate to the additional insured/event.)

Additional insured's street address

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Additional insured's address line 2

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Additional insured's city

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Additional insured's state

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Additional insured's zip code

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Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

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Card number

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.

Expiration month

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Expiration year

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CVV

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Billing zip code

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Use this card later

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Auto renew

Enroll to EZ-Renew

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

Order summary

Policy Holder Edit

, ,

Email:

Mobile number:

Mailing Address is the Same as the Physical Address

Mailing Address:

, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew

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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage. I acknowledge that I reject the automatic renewal option and take sole responsibility for manually completing the renewal process through my client dashboard.

Indie Artists and Crafters Annual Policy

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

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Limits of insurance

General Aggregate Limit (Other than Products-Completed Operations)	$2,000,000
Products-Completed Operations Aggregate Limit	$2,000,000
Personal and Advertising Injury Limit	$1,000,000
General Each Occurrence Limit	$1,000,000
Damage to Premises Rented to You Limit	$300,000	Any One Premises
Medical Expense Limit	$5,000	Any One Person
Liability Deductible	None

Professional Coverage Extension	Not Purchased	Each Claim
	Not Purchased	Aggregate
Professional Coverage Deductible	Not Purchased	Each Claim
Business Personal Property/Inland Marine Limit	$5,000	Maximum payout for any one article
	$10,000	Annual Aggregate Property described in the policy that you own, or is in your care, custody or control
Jewelry, Watches, Fur, or Fine Arts - Loss by Theft	$5,000	Annual Aggregate
Business Personal Property/Inland Marine Deductible	$250	Per Occurrence

Policy Holder Business Information

Edit

Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

IBN Membership

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Do you have a current IBN membership?

Please double check your records to confirm that your IBN membership is current. If it is not, the policy is subject to cancellation due to failure to comply with underwriting guidelines.

Are you doing any installation art?

Are you an artisan contractor such as commercial painter, carpenter, framer, mason, home builder, commercial or residential contractor, or architect?

Are your products made or designed for infants, toddlers, or children?

Are at least 80% of the products you sell handmade/handcrafted by YOU? (Please note that the products you sell must be handmade by you.)

Are you the owner/operator of an art gallery displaying multiple artist’s work?

Do you own/operate, a retail store, or any permanent location, to sell your items?

Claims History

Edit

Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?

Are you aware of any incident(s) that may result in a claim?

Have you or your company ever been involved in any legal dispute relating to the operations of your company?

Have you or your company ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Terms & Conditions

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The following coverages are EXCLUDED in this policy:

All Ingestible Food or Drink Products (Coverage for these products can be purchased afterward from your customer dashboard. Endorsement cost depends on gross sales.)
- Gross sales up to $50k for food liability products = $135.
- Gross sales $50k - $100k for food liability products = $210.
Any Product Requiring a Prescription
Architecture or Design Professionals
Art Galleries
Artisan Contractors
Beauty or Health Services that are provided by an insured for a fee
Blacksmith Demonstrations
Candles Including Liquid Fuel Gel or Wax Melts
Chainsaw Carving Demonstrations
Children's Furniture
Children's Toys
Commercial Painters
Construction Operations
Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
Drugs
Disc Jockeys (DJs)
E-Cigarettes and Smokeless Products
Medical Equipment/Devices
Medical Invasive Products Intended to Stay in the Body
Murals
Musicians
Nutraceuticals
Performing Artists
Portrait Photography
Pharmaceuticals
Products Designed for Infants, Toddlers, or Children
Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
Saddles, Harnesses, or Horse Furnishings
Salon or Spa Operations
Sporting Goods/Equipment
Tattoo Artists
Theater or performing arts shows
Three-Dimensional Installation Art
Tobacco Related Products
Topical Products such as Cosmetics, Lotions, or Soaps (Coverage for these products can be purchased afterward from your customer dashboard. Endorsement cost depends on gross sales.)
- Gross sales up to $50k for handmade beauty products = $135.
- Gross sales $50k - $100k for handmade beauty products = $210.
Vitamins, Supplements, or Suppositories
Videographers
Weapons, Knives, or Ammunition
Weapon/Weapon Like Demonstrations or Audience Particiaption Activities

Check this box confirming you understand the above coverages are excluded in this policy

By checking this box, you certify that you are at least 18 years of age

By checking this box I accept the Terms & Conditions

I agree to the following email, phone and electronic delivery statement

Check this box confirming that you understand this policy is not intended for Artisan Contractors; such as, commercial painters, carpenters, framers, masonries, home builders, commercial or residential contractors, etc.

Additional Insureds

Edit

Unlimited Additional Insureds

Additional Insureds

{[{ ai.name }]}

Employees

Edit

{[{ employee.firstName }]} {[{ employee.lastName }]}

+ {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

Edit

{[{ contractor.firstName }]} {[{ contractor.lastName }]}

+ {[{ optionalCoverage.independentContractorPrice|currency }]}

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Indie Artists and Crafters Annual Policy

Policy Endorsements

Additional insureds

Unlimited

Cancel unlimited AIs

Coverage for Employees

Coverage for Independent Contractors

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monthly

annually

monthly

^{DUE TODAY:} ^{(downpayment)}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

Aggregate Claims-Made Liability Coverages Limit of Insurance	$100,000
Privacy and Network Security	$100,000
Regulatory Fines and Penalties	$100,000
Ransom Payment	$10,000
Cyber Deception	$10,000
Deductible	$1,000

Policy effective dates

Policy options

Limits of insurance

Account setup

Policy holder information

Physical Address

Mailing address

Business information

IBN Membership

Claims History

Terms & Conditions

Additional insureds

Artists and Crafters Additional Insured #{[{ $index + 1}]}(+$0.00)

Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

Order summary

Policy Holder Edit

Payment Information Edit

Indie Artists and Crafters Annual Policy

Limits of insurance

Policy Holder Business Information

IBN Membership

Claims History

Terms & Conditions

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Policy effective dates

Policy options

Limits of insurance

Account setup

Policy holder information

Physical Address

Mailing address

Business information

IBN Membership

Claims History

Terms & Conditions

Additional insureds

Artists and Crafters Additional Insured #{[{ $index + 1}]}(+$0.00)Remove

Payment information

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

Order summary

Policy Holder Edit

Payment Information Edit

Indie Artists and Crafters Annual Policy

Limits of insurance

Policy Holder Business Information

IBN Membership

Claims History

Terms & Conditions

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Sign Here

Artists and Crafters Additional Insured #{[{ $index + 1}]}(+$0.00)

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